EUROPEAN BREAKDOWN COVER FROM JUST £18.20
- Single trip cover from £18.20, annual cover from £55.78
- Covers 31 countries in Europe, including France, Spain and Italy
- Onward travel and emergency overnight accommodation
What is European Breakdown Cover?
Don’t let a breakdown ruin your European road trip! Our European Breakdown Cover ensures you’re protected on all your continental adventures. If your car gives up on you while you’re in Europe, we’ll send a recovery vehicle to get you back on track.
Our European Breakdown Cover is the perfect, budget-friendly choice for:
- That one-off European getaway
- Regular road-trippers (especially if you have a holiday home abroad)
- Travellers frequently driving across the continent
- Anyone planning an epic long-distance driving holiday through multiple European countries
CoverMy-Breakdown-Website-images-1458-x-833-v020420262
— What does European Breakdown cover include?
- Cover if you breakdown at home
- Roadside recovery across the UK and 31 European countries including France, Spain and Italy
- Trailers and caravans
- Misfuelling
- Onward travel if your car can’t be fixed at the roadside
- Emergency overnight accommodation
With the choice to add extra cover for:
- Lost or stolen keys, including if you accidentally lock them inside your vehicle
- Motor Legal costs, if you’re involved in a motor incident
- Parts and labour
- Excess payments, if you need to make a claim
Why choose CoverMy Breakdown Insurance?
5* Defaqto rated Breakdown Cover
No call-out charges, unlike other providers*
Cover for misfuelling as standard
Compare Breakdown Cover plans
From £18.86 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
–
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
–
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
–
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
From 13.87 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Single trip from £15.83 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Compare Breakdown Cover plans
Benefits
Local Cover
From £18.86 a year
National Cover
From 13.87 a year
European Cover
Single trip from £15.83 a year
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
–
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
–
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
–
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
£0 or £30 per breakdown
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Add-on
Up to £1,500
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Add-on
Up to £75,000
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Add-on
Up to £500
Add-on
Up to £500
— CoverMy Breakdown Insurance FAQs
Whether you’re cruising through France, exploring Italy, or navigating the scenic routes of Spain, you’ll get the help you need, right when you need it. We’ve got your back, no matter what.
Relax and enjoy the open road, knowing you’re covered for journeys across the UK and 31 European countries:
- Andorra
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Monaco
- Netherlands
- Poland
- Portugal
- Republic of Ireland
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
We have two main policy types to choose from:
Single-trip policy: This covers you for one trip up to 31 days long.
Annual multi-trip policy: Perfect if you travel often, this policy covers you for multiple trips throughout the year. Each trip can be up to 30 days, and you get a total of 90 days of European cover for the whole year.
CoverMy’s European Breakdown Cover for a single trip starts at just £18.20 a year and includes UK cover. If you travel to Europe more often, an annual policy for multiple trips may offer better value.
A single-trip policy is often the most cost-effective option for a one-off holiday. However, if you’re planning several getaways, annual cover could be more economical in the long run.
No, motorhomes aren’t covered under this policy.
CoverMy’s European breakdown cover is designed for vehicles like cars, vans, and motorbikes within certain size and weight limits, so motorhomes fall outside of that.
If you’re travelling in a motorhome, you’ll need a specialist policy that’s built for larger vehicles.
However, we will recover a caravan or trailer being towed by your insured vehicle.
Yes, if it can’t be fixed abroad.
If your vehicle can’t be repaired locally, CoverMy may arrange to bring it back to the UK, depending on the situation and policy terms.
Typically, this kicks in if repairs can’t be completed within a reasonable timeframe, so you’re not left stranded or forced to figure it out on your own.
If you’re driving abroad – yes.
Breaking down in the UK is stressful enough. Doing it in another country, with different rules (and possibly a language barrier), can quickly turn into a headache. European breakdown cover takes that pressure off by arranging help, recovery, and even onward travel if needed.
In short: it’s one of those things you hope you won’t need… but you’ll be very glad you have if you do.
If you have Single Trip cover, please let us know your travel dates and destination(s) in Europe when you take our your policy, or at least 48 hours before you go.
For Annual European cover, just give us a 24-hour heads-up on your travel dates.
If you have any questions, feel free to contact us.
* An excess may apply depending on the policy you choose.
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