FAST, AFFORDABLE BREAKDOWN COVER
- Affordable peace of mind: Get covered from just £13.87 a year.
- Flexible cover: Plans for Local, National, or European travel.
- Loved by thousands: Join over 100k+ customers who put their trust in us.
Choose reliable breakdown cover for every journey
Vehicle breakdown cover
From just £15.83 a year [1]
Cover up to four vehicles, and we’ll come to the rescue if one breaks down, no matter who is driving.
Personal breakdown cover
From just £33.17 a year [2]
Covers up to four people travelling in any vehicle, whether you’re the driver or a passenger.
— What can CoverMy Breakdown cover include?
- Local, national or European roadside recovery
- Cover if you breakdown at home
- Onward travel
- Emergency overnight accommodation
- Trailers and caravans
- Misfuelling
- Lost or stolen keys, or keys accidentally locked inside your vehicle
- Parts and labour
- Motor legal protection
Compare Breakdown Cover plans
From £18.86 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
–
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
–
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
–
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
From 13.87 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Single trip from £15.83 a year
Benefits
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Compare Breakdown Cover plans
Benefits
Local Cover
From £18.86 a year
National Cover
From 13.87 a year
European Cover
Single trip from £15.83 a year
Home start
If your car breaks down at or near home, we’ll still come out and help get you back on the road.
Local recovery
We’ll take your vehicle to a nearby garage or destination within a set distance.
National recovery
We’ll get you, your passengers and your vehicle to any destination in the UK.
–
European recovery
Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.
–
–
Trailer & caravan
If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.
Misfuelling
Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.
Onward travel
If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.
–
Emergency overnight accommodation
If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.
–
Excess
Choose what excess you pay towards each breakdown claim.
£0 or £30 per breakdown
£0 or £30 per breakdown
£0 or £30 per breakdown
Key cover
Covers lost, stolen, or damaged car keys, including replacement and repairs.
Add-on
Up to £1,500
Add-on
Up to £1,500
Add-on
Up to £1,500
Motor legal expenses
Helps cover legal costs if you’re in a non-fault accident.
Add-on
Up to £75,000
Add-on
Up to £75,000
Add-on
Up to £75,000
Parts and labour
Covers repair costs following a vehicle breakdown.
Add-on
Up to £500
Add-on
Up to £500
Add-on
Up to £500
Why choose CoverMy Breakdown Insurance?
Home recovery included as standard
No call-out charges, unlike other providers*
5* Defaqto rated Breakdown Cover
— CoverMy Breakdown Insurance FAQs
First, you’ll need to decide between personal and vehicle cover. Personal cover applies to you, no matter what car you’re driving (or even if you’re a passenger). Vehicle cover applies to a specific car, no matter who’s driving it.
Once you’ve made that choice, you can select the level of cover you need:
- Local cover: This is the most basic level of breakdown recovery, where you’ll be towed to a nearby garage. Find out more about local breakdown cover.
- National cover: This includes local cover, but also provides transportation for you, your passengers, and your car to any destination in the country if it can’t be fixed locally. Find out more about national breakdown cover.
- European: This is the most comprehensive option, extending your national cover to include breakdowns across 31 countries in Europe. Find out more about European breakdown cover.
Let us know so we can update your policy. You can change the vehicle on your policy up to four times during the 12-month policy.
Just give our team a call on 0208 626 9454 or email admin@covermy.co.uk – we’ll be happy to help.
Need emergency assistance?
Call 01945 425307 from the UK or abroad.
You’ll be asked the following questions to get you help as quickly as possible:
- Your name
- Your breakdown insurance policy number
- Your vehicle’s make, model, and registration number
- Your exact location – think road names, nearest junctions, or any landmarks.
- A brief description of what you think is wrong with the vehicle.
- The contact number you’re calling from.
Once we have these details, we’ll arrange for a recovery team to get to you right away.
Changed your mind? No problem.
You can cancel your policy within 14 days of the start date or from when you receive your policy documents, whichever is later. Just make sure you haven’t made a claim in that time.
The quickest way to cancel is to give our team a call on 0208 626 9454.
To make sure you’re always covered, we’ll automatically renew your breakdown insurance for you unless you tell us otherwise.
We’ll send you a reminder email at least 21 days before your renewal date. If you’d like to cancel or make changes to your policy, just give us a call on 0208 626 9454 or email us at admin@covermy.co.uk.
You’ll find your policy documents attached to your confirmation email when you first took out your policy. But you can also find them anytime by logging into your online account.
If you can’t find your login details, just give our customer service team a call on 0208 626 9454 or email admin@covermy.co.uk, and we’ll be happy to help.
We’ve got you covered in:
- Andorra
- Austria
- Belgium
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Germany
- Greece
- Hungary
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Monaco
- Netherlands
- Poland
- Portugal
- Republic of Ireland
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
We don’t do roadside repairs. We find it’s quicker and safer to focus on getting your vehicle recovered.
This actually saves you time. Many breakdowns can’t be fixed on the spot and need to be towed anyway. By skipping the roadside repair attempt, you’re not left waiting for a fix that might not work, only to need a second callout.
It’s just a more straightforward and efficient way to get you and your vehicle where you need to go, without any extra hassle.
*An excess may apply depending on your chosen plan.
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