FAST, AFFORDABLE BREAKDOWN COVER

  • Affordable peace of mind: Get covered from just £13.87 a year.
  • Flexible cover: Plans for Local, National, or European travel.
  • Loved by thousands: Join over 100k+ customers who put their trust in us.

Choose reliable breakdown cover for every journey

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— What can CoverMy Breakdown cover include?

  • Local, national or European roadside recovery
  • Cover if you breakdown at home
  • Onward travel
  • Emergency overnight accommodation
  • Trailers and caravans
  • Misfuelling
  • Lost or stolen keys, or keys accidentally locked inside your vehicle
  • Parts and labour
  • Motor legal protection

Compare Breakdown Cover plans

From £18.86 a year

Benefits

  • Home start

    If your car breaks down at or near home, we’ll still come out and help get you back on the road.

  • Local recovery

    We’ll take your vehicle to a nearby garage or destination within a set distance.

  • National recovery

    We’ll get you, your passengers and your vehicle to any destination in the UK.

  • European recovery

    Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.

  • Trailer & caravan

    If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.

  • Misfuelling

    Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.

  • Onward travel

    If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.

  • Emergency overnight accommodation

    If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.

  • Excess

    Choose what excess you pay towards each breakdown claim.

    £0 or £30 per breakdown

  • Key cover

    Covers lost, stolen, or damaged car keys, including replacement and repairs.

    Add-on

    Up to £1,500

     

  • Motor legal expenses

    Helps cover legal costs if you’re in a non-fault accident.

    Add-on

    Up to £75,000

  • Parts and labour

    Covers repair costs following a vehicle breakdown.

    Add-on

    Up to £500

From 13.87 a year

Benefits

  • Home start

    If your car breaks down at or near home, we’ll still come out and help get you back on the road.

  • Local recovery

    We’ll take your vehicle to a nearby garage or destination within a set distance.

  • National recovery

    We’ll get you, your passengers and your vehicle to any destination in the UK.

  • European recovery

    Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.

  • Trailer & caravan

    If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.

  • Misfuelling

    Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.

  • Onward travel

    If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.

  • Emergency overnight accommodation

    If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.

  • Excess

    Choose what excess you pay towards each breakdown claim.

    £0 or £30 per breakdown

  • Key cover

    Covers lost, stolen, or damaged car keys, including replacement and repairs.

    Add-on

    Up to £1,500

  • Motor legal expenses

    Helps cover legal costs if you’re in a non-fault accident.

    Add-on

    Up to £75,000

  • Parts and labour

    Covers repair costs following a vehicle breakdown.

    Add-on

    Up to £500

Single trip from £15.83 a year

Benefits

  • Home start

    If your car breaks down at or near home, we’ll still come out and help get you back on the road.

  • Local recovery

    We’ll take your vehicle to a nearby garage or destination within a set distance.

  • National recovery

    We’ll get you, your passengers and your vehicle to any destination in the UK.

  • European recovery

    Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.

  • Trailer & caravan

    If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.

  • Misfuelling

    Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.

  • Onward travel

    If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.

  • Emergency overnight accommodation

    If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.

  • Excess

    Choose what excess you pay towards each breakdown claim.

    £0 or £30 per breakdown

  • Key cover

    Covers lost, stolen, or damaged car keys, including replacement and repairs.

    Add-on

    Up to £1,500

  • Motor legal expenses

    Helps cover legal costs if you’re in a non-fault accident.

    Add-on

    Up to £75,000

  • Parts and labour

    Covers repair costs following a vehicle breakdown.

    Add-on

    Up to £500

Compare Breakdown Cover plans

Benefits

Local Cover

From £18.86 a year

National Cover

From 13.87 a year

European Cover

Single trip from £15.83 a year

Home start

If your car breaks down at or near home, we’ll still come out and help get you back on the road.

Local recovery

We’ll take your vehicle to a nearby garage or destination within a set distance.

National recovery

We’ll get you, your passengers and your vehicle to any destination in the UK.

European recovery

Breaking down in Europe? You’re covered for roadside help and recovery while you’re away.

Trailer & caravan

If you’re towing a trailer or caravan, we’ll make sure that’s recovered too.

Misfuelling

Put the wrong fuel in by mistake? We’ll drain and flush your system to get you back on track.

Onward travel

If you can’t continue your journey, we’ll help you get moving again with options like a hire car or public transport.

Emergency overnight accommodation

If your vehicle can’t be fixed the same day, we’ll cover a place for you to stay overnight.

Excess

Choose what excess you pay towards each breakdown claim.

£0 or £30 per breakdown

£0 or £30 per breakdown

£0 or £30 per breakdown

Key cover

Covers lost, stolen, or damaged car keys, including replacement and repairs.

Add-on

Up to £1,500

 

Add-on

Up to £1,500

Add-on

Up to £1,500

Motor legal expenses

Helps cover legal costs if you’re in a non-fault accident.

Add-on

Up to £75,000

Add-on

Up to £75,000

Add-on

Up to £75,000

Parts and labour

Covers repair costs following a vehicle breakdown.

Add-on

Up to £500

Add-on

Up to £500

Add-on

Up to £500

Why choose CoverMy Breakdown Insurance?

Home recovery included as standard

No call-out charges, unlike other providers*

5* Defaqto rated Breakdown Cover

Get breakdown cover in minutes

— CoverMy Breakdown Insurance FAQs

First, you’ll need to decide between personal and vehicle cover. Personal cover applies to you, no matter what car you’re driving (or even if you’re a passenger). Vehicle cover applies to a specific car, no matter who’s driving it.

Once you’ve made that choice, you can select the level of cover you need:

Let us know so we can update your policy. You can change the vehicle on your policy up to four times during the 12-month policy.

Just give our team a call on 0208 626 9454 or email admin@covermy.co.uk – we’ll be happy to help.

Need emergency assistance?

Call 01945 425307 from the UK or abroad.

You’ll be asked the following questions to get you help as quickly as possible:

  1. Your name
  2. Your breakdown insurance policy number
  3. Your vehicle’s make, model, and registration number
  4. Your exact location – think road names, nearest junctions, or any landmarks.
  5. A brief description of what you think is wrong with the vehicle.
  6. The contact number you’re calling from.

Once we have these details, we’ll arrange for a recovery team to get to you right away.

Changed your mind? No problem.

You can cancel your policy within 14 days of the start date or from when you receive your policy documents, whichever is later. Just make sure you haven’t made a claim in that time.

The quickest way to cancel is to give our team a call on 0208 626 9454.

To make sure you’re always covered, we’ll automatically renew your breakdown insurance for you unless you tell us otherwise.

We’ll send you a reminder email at least 21 days before your renewal date. If you’d like to cancel or make changes to your policy, just give us a call on 0208 626 9454 or email us at admin@covermy.co.uk.

You’ll find your policy documents attached to your confirmation email when you first took out your policy. But you can also find them anytime by logging into your online account.

If you can’t find your login details, just give our customer service team a call on 0208 626 9454 or email admin@covermy.co.uk, and we’ll be happy to help.

We’ve got you covered in:

  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Poland
  • Portugal
  • Republic of Ireland
  • Romania
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

We don’t do roadside repairs. We find it’s quicker and safer to focus on getting your vehicle recovered.

This actually saves you time. Many breakdowns can’t be fixed on the spot and need to be towed anyway. By skipping the roadside repair attempt, you’re not left waiting for a fix that might not work, only to need a second callout.

It’s just a more straightforward and efficient way to get you and your vehicle where you need to go, without any extra hassle.

*An excess may apply depending on your chosen plan.

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