How much does pet insurance cost in the UK?
Worried about vet bills? See average pet insurance costs in the UK and how to keep them low.
Read moreDOG INSURANCE THAT PUTS YOUR PUP FIRST
Pick from two simple policies that cover accidents, illness, and conditions and more!
Choosing the right insurance for your furry best friend can be tricky, especially when you’re trying to find the perfect balance between quality and affordability.
That’s where our dog insurance comes in to save the day! We designed it with you in mind, focusing on covering those unexpected (and often expensive) vet bills. While some budget dog insurance plans might let you down, our policies are reliable, straightforward, and won’t break the bank.
If you’re all about keeping things affordable while making sure your pup gets the best care possible, CoverMy Pet is here to keep those tails wagging!
Take your pick of two paw-some policies
Time Limited
from
£
123
Accidents, illnesses and conditions covered for 365 days
Up to £3,000 vet fee cover
Complementary treatment covered
Excess from £50
Popular
Lifetime
from
£
123
Lifetime cover for accidents, illnesses and conditions
Up to £10,000 vet fee cover
Third party liability cover for dogs
Excess from £50
jack-russel-smiling
— All of our dog insurance policies include cover for:
- Vet fees, including consultations, treatment and surgery
- Treatment for cruciate ligament injuries and hip dysplasia
- Complementary treatments such as acupuncture and hydrotherapy
- Death from accident and illness
- Third-party liability
- Holiday cancellation costs if your dog gets sick
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Benefits
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
This plan covers health conditions for as long as you keep your policy active, year after year.
Benefits
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£2,000 – £10,000
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500 – £1,000
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million – £2 million
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£750 – £1,000
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£750 – £1,000
Benefits
Time Limited
This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.
Lifetime
This plan covers health conditions for as long as you keep your policy active, year after year.
Covered for life
Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year
–
Vet fees
Helps cover your pet’s vet bills if they become sick or injured.
£3,000
£2,000 – £10,000
Complementary treatments
Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.
£500
£500 – £1,000
Third party liability for dogs
Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.
£1 million
£1 million – £2 million
Death from illness or accident
Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.
£500
£750 – £1,000
Theft and straying
Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.
£500
£750 – £1,000
Why choose CoverMy Pet Insurance?
Up to 100% back on eligible vet bills
50 years+ pet insurance and breeder experience
We can pay your vet bills direct to your vet
— CoverMy Pet Dog Insurance FAQs
Finding the best affordable dog insurance doesn’t have to be tricky! Start by comparing policies online and look for a plan that balances decent cover with manageable monthly premiums. Keep an eye out for discounts for insuring several pets on one policy and savings for paying for an annual policy up-front.
Most dog insurance policies let you choose your own licensed vet, and we’re no different! If you’re unsure, double-check to make sure your insurer covers treatments at your vet before taking out a policy.
Of course! While a cheaper plan might offer less cover than a comprehensive one, it can still be a lifesaver for unexpected accidents, illnesses, or medical needs. Pet insurance allows you to focus on your dog’s health and wellbeing without the added stress of veterinary costs.
From emergency surgery to ongoing medication, the right dog insurance policy can help ease the financial burden of caring for your furry friend.
Most pet insurance plans don’t cover pre-existing conditions (these are health problems your pet had before your policy began). It’s important to read the fine print before choosing a plan to understand exactly what is and isn’t covered. This will help you avoid surprise costs and ensure your pet receives the necessary care.
Read our policy wording to see what we cover.
* [1] Cover for a xxxxxxxxxx on our Limited plan.
Example prices for Time Limited and Lifetime plans are based on a xxxxxxxxxxxx. Price correct at time of publishing.