FAST, AFFORDABLE PET
INSURANCE
YOU'LL LOVE

  • Covered in minutes: Affordable, reliable pet insurance with low excess.
  • Simple choices: Two easy-to-understand policies. No fuss.
  • Loved by thousands: Over 16,000 ‘Excellent’ 5-star Trustpilot reviews.

Easy peasy pet insurance for your furry friend.

CoverMyPet web new doodle images 700 x 400 v2907202541

— What does CoverMy Pet Insurance cover?

  • Vet fees
  • Complementary treatment
  • Third party liability for dogs
  • Death from accident and illness
  • Theft and straying
  • Holiday cancellation

This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.

Benefits

  • Covered for life

    Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year

  • Vet fees

    Helps cover your pet’s vet bills if they become sick or injured.

    £3,000

  • Complementary treatments

    Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

    £500

  • Third party liability for dogs

    Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

    £1 million

  • Death from illness or accident

    Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

    £500

  • Theft and straying

    Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

    £500

This plan covers health conditions for as long as you keep your policy active, year after year.

Benefits

  • Covered for life

    Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year

  • Vet fees

    Helps cover your pet’s vet bills if they become sick or injured.

    £2,000 – £10,000

  • Complementary treatments

    Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

    £500 – £1,000

  • Third party liability for dogs

    Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

    £1 million – £2 million

  • Death from illness or accident

    Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

    £750 – £1,000

  • Theft and straying

    Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

    £750 – £1,000

Benefits

Time Limited

This plan covers health conditions for up to 365 days. Any treatment for the same condition after that first year won’t be covered.

Lifetime

This plan covers health conditions for as long as you keep your policy active, year after year.

Covered for life

Covers your pet for ongoing conditions year after year, provided you renew your policy without a break. Cover resets each policy year

Vet fees

Helps cover your pet’s vet bills if they become sick or injured.

£3,000

£2,000 – £10,000

Complementary treatments

Helps cover alternative or supportive therapies for your pet, such as acupuncture, physiotherapy, or hydrotherapy.

£500

£500 – £1,000

Third party liability for dogs

Helps cover damage, defence and legal costs if your dog accidentally injures someone or damages their property.

£1 million

£1 million – £2 million

Death from illness or accident

Covers a percentage of your pet’s purchase price if your cherished pet passes away or needs to be put to sleep due to illness or accident.

£500

£750 – £1,000

Theft and straying

Covers a percentage of your pet’s purchase price if your beloved pet is stolen or goes missing for 45 days.

£500

£750 – £1,000

Read our policy documents

Why choose CoverMy Pet Insurance?

Up to 100% back on eligible vet bills

50 years+ pet insurance and breeder experience

Yellow icon with the illustration of CoverMy Pet customer service representative

We can pay your vet bills direct to your vet

— CoverMy Pet Insurance FAQs

Most pet insurance policies help cover vet bills for accidents or illnesses. Some even offer extras like dental, routine care, or alternative therapies – but the costs can really depend on your pet insurance provider and level of cover.

At CoverMy Pet, we keep things simple and straightforward. Our vet fee cover protects you against the things that matter most—accidents, injuries, and illnesses—while also including third-party liability for dogs and cover for theft or straying.

It’s affordable, no-fuss pet insurance, trusted by cat and dog owners all across the UK.

Choosing the right pet insurance starts with understanding the different policy types. Common options include time-limited (covers conditions for a set duration), maximum benefit (provides a fixed cover amount per condition), accident-only (covers injuries but not illnesses), and vet fees-only policies.

Beyond the policy type, always review the fine print for exclusions. These often include pre-existing conditions, breed-specific health issues, or age-related cover limits. When comparing costs, look past the monthly premium and check the “excess” (the amount you pay out-of-pocket per claim) and limits on high-risk treatments, such as cruciate ligament surgery.

Watch out for hidden fees, too. We believe in total transparency—no surprises, just quality cover at a fair price.

Ultimately, the best policy is one that balances your budget with your pet’s specific health needs and your lifestyle.

Prices vary based on your pet’s breed, age, and the type of cover you pick. Basic plans that cover just vet fees are usually the most budget-friendly, while more comprehensive options for lifetime cover cost a bit more.

It’s always a good idea to compare pet insurance quotes to find the best fit for you and your furry friend!

As a rough guide, at CoverMy you’ll pay just £xxx a month for a policy for a Time Limited plan, or £xxxx for a Lifetime plan.

Yes! You can easily insure up to 4 pets on a single policy online. If you need to cover 5 pets or more, just give our friendly team a call on 0208 626 9454 for a quote.

We work hard to keep every policy affordable and straightforward, no matter how many furry friends you have.

In an emergency, the first thing you should do is take your pet to the nearest vet for immediate care.

Once your furry friend has been treated, gather all the paperwork, like receipts and invoices from the vet. You can then submit a claim with us online to help cover eligible vet bills. Some vets might even offer to handle the paperwork for you – it’s completely up to you.

Of course. With our pet insurance policy, you can pick a compulsory excess of either £50 or £100. This keeps things simple, so you won’t have to deal with any complicated calculations when you make a claim. We like to make things as easy as possible for you.

 

[1] Cover for a xxxxxxxxxxxxx on our Time Limited plan.
[2] Cover for a xxxxxxxxxxxxxxx on our Lifetime plan. Prices are correct at time of publishing.